One view for everything.
Link your UK banks — Monzo, Starling, HSBC, and the rest. See your money in a single quiet home. No more bouncing between apps to remember what you spent.
N°01 — Personal Finance Journal
Vault
Your money, mastered.
A quieter way to hold your money — released on iPhone, from London, in spring MMXXVI.
A new volumeRequest early access
§ I — The Promise
Every current account. Every card. Every stash. Every goal. In one clear view, finally.
— the whole elevator pitch, in seventeen words
§ II — The Instrument
What you're looking at.
A home screen, as plainly said as possible. Money in. Money out. Money assigned. Money saved. Always in view.
Fig. 1 — Home. Every other screen follows its lead.
§ III — The Work
Four things it does. Nothing it doesn't.
Stashes, not spreadsheets.
Give your money a job before you spend it. Groceries, rent, the pub, a rainy day — each gets its own envelope. You feel the edges of the month before payday does.
Savings that stick.
A goal, a deadline, a ring that closes. One place for every thing you're building toward, even the ones you'll probably never finish. Especially those.
Shared, without the awkwardness.
Rent split clean. Trip bills settled. No “I’ll Venmo you” fictions, no balances hidden in someone’s Notes app.
§ IV — A Note on Trust
Your money is private. It should feel that way.
Vault connects to your bank through the same regulated system behind Monzo and Starling. You sign in to your bank, never to us. Everything you generate is yours. Export or delete it, one tap, any time. We don't sell your data — not to anyone, not ever. We don't use it to train anyone's model.
This isn't a promise, it's the architecture. If you'd like to see how, the privacy policy lays it out plainly.
— Akash Unnikrishnan, London
§ V — An Invitation
Join the waitlist.
You'll hear from us the day Vault reaches the App Store. After that, one monthly letter with notes on managing money well — the kind of thing we'd want to read ourselves. Unsubscribe any time.
No spam. No tracking pixels. No selling you anything else.